![]() ![]() ![]() ![]() The amount verified by BDO shall be conclusively and irrefutably deemed to be the correct amount deposited by the Cardholder to his/her Account. Deposits to the Account made through the use of the Card shall be credited to the Account only after verification by BDO, the date of which may or may not be the same as the date when the deposit was actually made. ![]() BDO shall have no liability whatsoever for any loss or damage incurred by the Cardholder arising from any breach of or non-compliance with the provisions of Sections 3.1 and 3.2 hereof. Withdrawal, transfer, deposit, payment of funds, and any other transactions entailing the use of the Card shall in all circumstances and at all times, whether with or without the Cardholder’s authorization, be conclusively binding upon the Cardholder. The PIN is strictly confidential and should not be disclosed, given to or made available for use by any other person under any circumstances, including BDO. For Internet/Online Payment transactions – Enter Card Number and provide required information.For PayPass transactions - Tap only or Tap and PIN/Sign (depending on amount).For POS transactions – Swipe/Insert Card and Enter PIN or Sign transaction draft/invoice (depending on amount).For ATM transactions - Insert Card and Enter PIN.The Cardholder agrees and undertakes to comply with the following authentication procedures, as may be amended or supplemented by BDO from time to time. To first activate the Card, the Cardholder is required to insert the Card in a BDO designated ATM card slot and enter his/her self-nominated PIN in the ATM. Card Activation/Authentication Process.The card is valid for ten (10) years from card issuance and shall be subject to replacement initiated by the cardholder upon expiry. The Cardholder agrees to return the Card to BDO upon the latter’s request. BDO may cause the ATM to retain the Card automatically or suspend any services at anytime without notice to the Cardholder. The Card is the property of BDO and BDO may at anytime, without prior notice and without the need to give any reason therefore, terminate the use of, cancel, repossess or decline to issue, renew or replace the Card. The Cardholder agrees to sign the Card immediately upon receipt thereof and to keep the Card in a secure and safe place. It may be used on BDO’s and/or ATM Network Participants’ ATMs, cash dispensers, POS terminal networks, payment page of Online/Web Merchants and/or other electronic devices. Automated Teller Machine transactions, Point of Sale debit/purchase transactions, payments at Online/Web Merchants). The Card shall be used only for lawful banking and other transactions allowed by BDO with respect to the Account (i.e. The Card may be linked to single or multiple Accounts of the same currency, and in case of the latter, subject to a maximum number of Accounts and a maximum number of Cards per Account as may be allowed by BDO. The Card is for the exclusive use of the Cardholder and is not transferable. “PIN” /“Personal Identification Number” shall mean a personalized digit code used to access the ATM and make ATM/POS transactions. “Card Security Code” shall mean the three (3) digit number at the back of a MasterCard or Visa issued Card and is used to make purchases online. “Cardholder” shall mean the person who maintains current/savings deposit account/s with BDO and in whose name, the Card is issued. “Card” shall mean BDO ATM Debit Card, and such other ATM Debit Cards that may be issued or acquired by BDO in the future. “ATM Network Participant/s” shall mean banks and other financial institutions who are, or in the future be, members or affiliates of BancNet, MasterCard/Visa affiliated banks or such other ATM networks or affiliations that will allow BDO ATM Debit Cards in their ATM systems and facilities. “Account/s” shall mean current and/or savings deposit account/s (single or multiple) opened and maintained by the Cardholder with BDO, and with respect to which, the Card is issued/linked. As used herein, unless otherwise specified: By applying for and using the Card, the Cardholder hereby agrees as follows: The following terms and conditions (“Terms & Conditions”) shall govern the issuance and use of the Card. ![]()
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